Despite recent research dispelling the cliche that van drivers are dangerous, lacking etiquette and causing numerous accidents which result in expensive claims, van drivers are still being charged a considerable amount more for their van insurance than their car driving counterparts. One of the main reasons for this has nothing to do with a an driver’s driving capabilities but a lot more to do with the actual risks associated with the vehicle itself.
Where a car owner’s likelihood of falling victim to car theft is greatly reduced if there are no valuables on display, the same however cannot be said of van owners and drivers. The reason for this lies with opportunistic thieves who are always ready to pounce if they think there’s a chance that costly gems are hidden away in the back of a slumbering van.
Individuals who have tried to make it clear that no equipment is stored in the vehicle overnight have still fallen victim to attempted theft which subsequently leads to malicious damage to their van. Such damage still needs to be repaired and individuals and companies alike look to their insurance providers to cover such costs.
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