Below we have outlined the most common questions asked about van insurance. Please click on a question to get the relevant answer.

Do I need van insurance?
What if I don’t have van insurance?
Is my van a commercial vehicle?
Who can insure a commercial vehicle?
What are the different types of van insurance available and what do they cover?
Where can I get van insurance?
How much will it cost?
How do I keep the cost of van insurance to a minimum?
What is a no claims bonus?
How do I make a claim on my van insurance?

Do I need van insurance?

Yes you do, van insurance is a legal requirement and anyone driving a van in the UK must possess valid insurance. The minimum cover you, legally, must have will cover any costs to other road-users if you damage their property or injure them.
The UK Road Traffic Act makes van insurance a legal requirement and it is a serious offence to drive your van, or allows others to drive your van, without insurance. If you are caught driving your van without it you could face a fine, driving ban or even have your vehicle crushed.
Being fully insured means van drivers can level the odds in their favour – financially. In return for an insurance premium being paid, insurers will recompense any costs in the event that an accident or incident should occur.

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