Covering your van and your person as a van driver is compulsory in the UK so it makes sense to pay for cover that is the best suited to your needs. For individuals and companies alike it is essential you take the time to source the best company to cover your vehicle and that of your company’s fleet. However when it comes to the question of whether your van has been modified many pause, knowing that by answering ‘yes’ to that question they are likely to increase the cost of their premiums. That said knowing that lying is likely to render your cover null and void you ‘fess up and cough up the truth.

Rather than be afraid of the truth some companies actually offer great discounts for those of you who rely on a modified vehicle to keep your business operational and efficient. Companies such as Adrian Flux are one of such, they appear to appreciate that not all vehicles are made the same and so not all insurance policies will provide the right level of cover. By escaping the ‘one-size-fits-all’ mentality their policies are tailor made for the individual after all they have taken the time to tailor make their vehicle. So for those of you who may be in the process of turning your transit van into a camper vehicle, or maybe you are customising your Caddy pick up into ‘pimped out ride’, either way they will find the right type of cover for you and your vehicle.

Adrian Flux provide specialist schemes for all types of modified vans whether you’ve simply hoisted a spoiler on the rear or maybe it’s the company’s mascot sitting comfortably on top of your van, ensuring maximum exposure. Regardless of how you have modified your vehicle, Adrian Flux is able to provide the right policy for you.

Similarly if you weren’t able to find a van that was ‘just so’ in the UK but have found success on the international market place, and in doing so have opted to import your vehicle from the shores of Japan or USA then chances are the big players in the UK will not know how to handle your insurance expectations. Rather than creating a personalised policy that suits you and your vehicle you are likely to be overcharged on your policy based on the assumption that your modifications will have had a negative impact on the functionality of your vehicle.

Even for those of you that have a history of driving accidents or a conviction history there are still insurance options available. Rather than accepting the first quote that comes your way, it really is in your best interests to search the various providers for the best cover available. Taking the time out of your schedule, even if it’s only an hour out of your busy timetable those 60 minutes will prove to be priceless for you will be in a better position to make an informed decision when it comes to taking up a quote. For many individuals who have chosen not to investigate the van insurance market, the cost of cancelling their policy mid-year after discovering a great deal with another provider has proved to be hefty. Any money spent on cancelling a policy is too much, considering experts say an hour’s worth of investigating when it comes to sourcing the best van insurance is sufficient.

Deals and savings increase for those that are looking to use their vans for pleasure and hobby use alone. Those that fall into this category of hobby-users will usually have vehicles with a lower annual mileage, invariably meaning less wear and tear as well as reduced risk of being in an accident or causing one as they are more likely to be careful with their prized possession.